Conventional Home Mortgage Loans
A conventional mortgage is a mortgage in which the underlying terms and conditions meet the criteria set out by Fannie Mae and Freddie Mac. Approximately half of all mortgages issued are conventional mortgages. Or, to put it another way, Fannie Mae and Freddie Mac guarantee and/or purchase about half of all mortgages.
Types of Conventional Mortgages
Conventional loans can be either Fixed or an adjustable rate. Fixed-rate mortgages have a set interest rate for the entire length of the mortgage term which can be between 10 and 30 years. An adjustable-rate mortgage (ARM) has a term of 30 years with a low introductory rate for a fixed period followed by periodic adjustments according to a specific benchmark, typically a specific LIBOR or a T-Bill index.
Goodbye Paperwork.
Hello Instant Approval.
Save Your Time & Apply Online. Guaranteed Lowest Rates!
First Time Buyers
Buying your first home is an exciting time. Let us help you choose the right loan with the best terms.
We value your time
Apply for and upload your mortgage documents through our easy online lending process portal, allowing us to match you with the best available loan product!
Personalized financing you need.
We've helped thousands of people across Maryland, Virginia, DC, Florida, Georgia and West Virginia with their home mortgage and lending needs.
Refinancing
Take advantage of historic low rates and start saving more of your hard-earned money each month.
